Why Choose PHT

PHT bridges traditional finance and digital innovation by enabling seamless, real-time payments and effortless yield generation.

Yield & Earning

1. Earning Yield through the PYR System

Overview

The PYR system offers attractive yield opportunities for PHT holders. By staking or locking up tokens within the PYR ecosystem, users can earn regular yield payouts, rewarding long-term holding and contributing to the network’s growth.

Key Benefits

• Attractive APY: Benefit from competitive yield rates designed to reward loyalty.

• Compounding Returns: Option to reinvest earnings to maximize returns over time.

• Ecosystem Growth: Support the stability and growth of the network through active participation.

2. Earning LP Rewards on On-Chain Decentralized Exchanges

Overview

Liquidity provision on decentralized exchanges (DEXs) is another pathway to earn yield with PHT. By supplying liquidity to DEX pools, users receive LP tokens and additional rewards, creating a passive income stream while enhancing market liquidity.

Key Benefits

• Passive Income: Earn rewards simply by providing liquidity to active markets.

• Enhanced Market Liquidity: Contribute to improved trading experiences and price stability.

• Dual Incentives: Earn transaction fee rewards along with bonus tokens as incentives for liquidity provision.

Payment & Cross-Broder Remittances

The Philippines is one of the world's largest recipients of remittances, a rapidly growing digital economy, and a key market for decentralized finance adoption. However, high transaction fees, slow banking processes, limited financial access, and cash dependency continue to create inefficiencies for Filipinos. PHT is designed to solve these challenges by providing an inclusive, stable, fast, and cost-effective financial tool tailored to the needs of the underbanked population in the Philippines.

Overview

PHT’s integration with debit cards, backed by the VISA network, enables users to spend their tokens in everyday transactions. This connection bridges the gap between crypto and fiat economies, allowing users to enjoy the benefits of digital assets while accessing traditional payment methods.

Key Benefits

• Global Acceptance: Leverage VISA/MasterCard’s extensive network to spend PHT at millions of locations worldwide.

• Real-Time Conversion: Enjoy seamless transactions with automatic conversion from PHT to local currencies through our wallet partner – UU Wallet.

• Eliminate the Need for Cash Conversion: Spend directly without converting PHT to peso cash for day-to-day expenses.

• Enhanced Security: Benefit from robust security measures that protect every transaction; all transactions are subjected to strict KYT.

• User Convenience: Eliminate the need for separate wallet-to-bank transfers, streamlining everyday spending.

Targeted Use Cases

• For Overseas Filipino Workers (OFWs): OFWs can enjoy quick, secure, and low-cost remittances, enabling them to spend or transfer funds without the extra steps of converting to local cash.

• For Small and Medium-sized Businesses (SMEs): SMEs benefit from efficient cross-border transactions and simplified payments, reducing the overhead of managing multiple currencies and cash handling.

• For the Gig Economy (Freelancers and Digital Nomads): Freelancers and digital nomads can use PHT debit cards to receive and spend earnings globally, bypassing traditional banking hurdles and costly conversion fees.

On-Ramp & Off-Ramp Solutions

PHT is expanding its ecosystem by partnering with a BSP licensed service provider to offer physical on-/off-ramping shops across the Philippines.

These onramp and offramp solutions enable users to easily convert fiat currency into PHT and vice versa, creating a seamless bridge between digital and physical assets. By establishing physical locations, PHT not only improves accessibility for everyday users—especially those who prefer face-to-face transactions—but also builds trust through regulatory compliance. This initiative empowers individuals and businesses to transition between traditional cash systems and digital currencies with confidence, ultimately fostering wider adoption of PHT in both local and international markets.