> For the complete documentation index, see [llms.txt](https://docs.apacx.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.apacx.io/legal-compliance/terms-and-conditions.md).

# Terms and Conditions

These APACX's Peso-Pegged Stablecoin Philippines Token (PHT)  Terms and Conditions (these “PHT Terms”) form a legal agreement between APACX LTD. (“Token Issuer,” “we,” “us” or “our”) and you, whether personally or on behalf of an entity (“you” and “your”), as a user of the PHT Services (defined below). These PHT Terms state the terms and conditions that apply to your use of the PHT Services.

**PLEASE REFER TO**[ **TERMS & CONDITIONS**](https://docsend.com/view/6bz4qr67n2kaqq7b) **AND READ TERMS CAREFULLY**