Introduction

What is PowerCard?

PowerCard is an enterprise-grade crypto prepaid card solution launched by APACX, designed to help businesses seamlessly bridge the gap between digital assets and real-world payments.

Issued in partnership with licensed financial institutions, PowerCard is integrated into the global Visa and Mastercard networks, supporting multi-currency top-ups and fiat-based spending. It is widely applicable in scenarios such as payroll distribution, community incentives, freelancer payments, and cross-border expense management.

Enterprises can issue cards in bulk, set usage permissions, and track spending activities, choosing between virtual or physical card formats depending on operational needs. PowerCard adheres to international KYC/AML compliance standards and is backed by local settlement accounts in multiple jurisdictions, enabling secure and efficient fund circulation across borders.

What Problem Does PowerCard Solve?

PowerCard addresses the disconnect between crypto asset management and real-world payment utility by offering a secure and compliant solution.

In traditional settings, enterprises face significant challenges when distributing crypto incentives—users often struggle with high withdrawal fees, slow conversion, limited utility, or regulatory hurdles. At the same time, many Web3 projects lack reliable and scalable payout infrastructure, making it difficult to manage fragmented financial operations.

PowerCard solves this through a closed-loop system that allows enterprises to top up user cards with stablecoins, which can then be spent directly—online or offline—without the need for conversion. This not only simplifies cross-border usage and lowers conversion costs, but also provides enterprises with tools for spending control, permission management, and full financial transparency in a compliant environment.