Business Model

Card Issuance Fees

Enterprises can choose from different pricing models based on their issuance volume and operational goals. For standard collaborations, PowerCard offers a tiered pricing structure—where the per-card cost decreases as issuance volume increases. For long-term or high-volume partners, a hybrid model with free card issuance + annual service fee is also available, helping reduce upfront costs while maintaining budget predictability.

Top-Up Processing Fees

All user top-ups are routed through compliant stablecoin channels integrated with PowerCard. A fixed percentage fee per transaction (typically 0.5% to 1%) is applied to cover blockchain network fees, settlement costs, and liquidity routing. Enterprises may choose to absorb this fee or partially pass it on to users, depending on their business model—whether it's for incentive payouts, task-based rewards, or self-funded reloads.

Spend-Based Rebate Mechanism

Whenever users make purchases through the PowerCard on the Visa or Mastercard networks, a percentage of the transaction amount is returned to the enterprise as a rebate. This rebate is offered by clearing partners or merchant networks and serves as a key monetization channel for enterprises. It is especially well-suited for growth-driven use cases like “spend-to-earn” or “reward-upon-action” programs.

Customization Fees (Optional)

For enterprises seeking advanced brand customization or deeper system integration, PowerCard offers a suite of premium services. These include custom card design, tailored risk strategies, API/SDK integration support, and operational dashboards. Fees for these services are charged on a modular basis or based on resource usage, allowing partners to configure the right feature set while maintaining control over cost and deployment scale.